How It Works
The easy and secure family banking solution to help raise financially-savvy kids.
An app for the
whole family

Kachinga is a mobile app and spend card designed to help parents empower their kids to learn how to manage money in a digital world.

  • Parents use the app to easily send money, set flexible spending controls, track chores and receive instant alerts
  • Kids & teens use the app to view balances, set savings goals, manage chores and get real-world money experience
3 Simple Steps to Equip Your Kids
for Financial Success!
Download the
Kachinga App

Open an account in minutes with no waiting in line at banks!

Receive your kid’s spend card in 7-10 business days.

Securely connect
your bank account

Rely on our bank-grade security with 256-bit encryption.

Preload your parent wallet before your kid’s spend card arrives.

Send your
kids money

Fund allowances, chores or day-to-day expenses.

Parents control how much money kids have available to spend.

Download the
Kachinga App

Open an account in minutes with no waiting in line at banks!

Receive your kid’s spend card in 7-10 business days.

Securely connect
your bank account

Rely on our bank-grade security with 256-bit encryption.

Preload your parent wallet before your kid’s spend card arrives.

Send your
kids money

Fund allowances, chores or day-to-day expenses.

Parents control how much money kids have available to spend.

Download the
Kachinga App

Open an account in minutes with no waiting in line at banks!

Receive your kid’s spend card in 7-10 business days.

Securely connect
your bank account

Rely on our bank-grade security with 256-bit encryption.

Preload your parent wallet before your kid’s spend card arrives.

Send your
kids money

Fund allowances, chores or day-to-day expenses.

Parents control how much money kids have available to spend.

Learn from

Experience & Experts

Building good money skills comes from empowering our kids to learn how to live in an increasingly digital economy. And the best way kids learn is through experience. Kachinga identifies teachable moments and provides guidance and support from our community of parents and financial literacy experts.

Easily Manage

Allowance & Chores

Schedule an automatic weekly allowance and reward your kids for chores and other hard work. Our easy & flexible chore manager with automated reminders for parents and kids helps ensure weekly or one-time household jobs get done. And payment can be automatically split between your kids’ Save, Give and Spend accounts.

Make Saving a Habit

We give you the tools to help your kids make saving a life-long habit. Kids track progress toward savings goals they set and use our goal calculator to see how their savings will grow. Parent match encourages kids to save while requiring them to have “skin in the game”. And parent-paid interest allows you to show the power of compound interest, so kids learn the longer-term benefits of saving.

Spend with Confidence

Transfer money for daily expenses or unexpected emergencies. Set limits for each kid and get instant spend notifications to keep an eye on things.

Kids can easily see how much they can spend when shopping online, using their Kachinga card at their favorite stores or using Apple Pay or Google Pay.

Security You Can Count On
Lock/Unlock

Pause a card instantly if misplaced. Let’s be honest, it’s going to happen.

No hidden fees

No hidden fees and no overdrafts mean no unwelcome surprises.

FDIC Insured

Kachinga accounts are FDIC insured through our partner Sunrise Banks, member FDIC.

Secure Bank Connections

Your account is protected by bank-grade encryption and authentication and we never store Social Security numbers.

Secured Transactions

EMV chips ensure the card’s data can’t be stolen by card skimmers.

Fingerprint & Face ID lock

Ensure your privacy with biometric app access on iOS and Android.

Blocked categories

The card will not work in stores or websites related to money orders, alcohol, gambling, and more.

ATM access

Parents can choose if or how much money a kid can withdraw from ATMs.

Join our waitlist to get priority access when we launch.